Considering refinancing? What you need to know.

Refinancing your home loan doesn't have to be complicated, however, it pays to seek expert advice to ensure it’s in fact, right for you. Here are our four steps to getting your loan refinanced :

1. Home loan comparison.
   We’ll scour the market and compare home loan rates, interest, fees and features to determine if refinancing is right for you.

2. Let’s see where you’re at.
   We’ll check in on your current mortgage balance(s), interest rate(s), the amount of time and money remaining on your current home loan(s), mortgage documents, exit fees and any other additional costs. This will help you make a smarter decision when we’re shopping around.

3. Research.
   Have a think about the type of loan you want, including features, fixed or variable, and options like linked offset accounts. We’ll then compare over 60 banks and lenders, all of their loan options, to see what’s right for your current situation.

4. Application time.
   Once we’ve found the right home loan for you, it’s time to get all the paperwork together, which we’ll help you with, and kick off the application process (woohoo!).

If you’re ready to refinance or would like to have a chat, let’s talk! We’ll help you understand your options and take that next step to see how you could save more, sooner. 

Article source: www.loanmarket.com.au

Disclaimer: Any refinancing is subject to lender imposed terms and conditions including but not limited to loan serviceability, valuations and confirmed capacity to service both any existing and revised lending arrangements. The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances.